Car Accident

Florida's no-fault (PIP) law is still in effect in 2026, and the clock starts the day of the crash. This guide walks through each deadline in your own PIP claim, from the 14-day treatment window to the 30-day payment rule and what to do if payment stalls.

There's no single national deadline for a car insurance claim. Each state sets its own clocks. This guide goes stage by stage, from acknowledgment to payment, with the actual deadlines in Texas, California and New York, and covers what can slow each stage down.

After a crash, the adjuster who calls may work for your insurer or for the other driver's. This guide explains what each one asks for, what your policy requires, and which requests (recorded statements, signed releases, early offers) you can take time to think over or decline.

A denial letter doesn't have to be the end of your claim. This guide pairs each common denial reason with a fix, lays out state response deadlines, and explains how to take it to your state insurance department.

In no-fault states, your own insurer pays your injury costs first, whoever caused the crash. This guide explains how to file a PIP claim, what it covers, and when state law lets you sue the at-fault driver.