Legal Insights: Claim Guides and Updates

Filing a workers' comp claim is a protected step, but which law protects you depends on your state, whether you work for the federal government, and how long you've been on the job. Here is how retaliation protections work, the short deadlines that apply, and what to keep track of while your claim is open.

After a crash, the adjuster who calls may work for your insurer or for the other driver's. This guide explains what each one asks for, what your policy requires, and which requests (recorded statements, signed releases, early offers) you can take time to think over or decline.

Social Security limits what a disability representative can charge, and it usually pays them from your back pay. Here's how the fee agreement cap works, what expenses you might still owe, and what to do if a fee looks wrong.

Social Security's own performance data shows how long reconsideration is taking right now. Here's what that average means for your claim, what can slow a review down, and how to keep track while you wait.

Yes, you can work part time while on SSDI. Social Security looks at what you earn and what your work shows, not your hours. This guide walks through the 2026 trial work and SGA amounts, the deductions that can lower your countable pay, and how to report each paycheck.

At full retirement age, Social Security automatically switches your SSDI to retirement benefits, and the amount stays the same. Here is when that happens for you, what changes, what stays the same, and the few cases where you should contact Social Security.

Your SSDI back pay counts on your tax return for the year it arrives. Whether you owe any tax on it depends on your combined income, and an IRS election can lower the taxable amount by tying it back to the years the money was owed for.

If you get SSDI, your spouse, ex-spouse or children may be able to get monthly benefits based on your work record. This guide covers who qualifies, how SSA caps the family total, and what to bring when you apply.

A denial letter doesn't have to be the end of your claim. This guide pairs each common denial reason with a fix, lays out state response deadlines, and explains how to take it to your state insurance department.

In no-fault states, your own insurer pays your injury costs first, whoever caused the crash. This guide explains how to file a PIP claim, what it covers, and when state law lets you sue the at-fault driver.